SHERMAN, TX-- Heavy rains on June 18th, 2007 dropped more than 7.7 inches of rain in two hours That caused flooding all Grayson and Cooke Counties.
Stacy Rake, with Nationwide Insurance, in Sherman, said while the flood waters were still rising, her phone was ringing off the hook. She said she got dozens of calls from people who wanted to know if it was too late to get flood insurance.
"I distinctly remember more than one call that morning of people wanting to get flood insurance that morning. They knew the water was rising and they wanted to protect their home and there wasn't anything I could do," Rake said. "It's a 30 day waiting period, that was a sad morning, that was a very sad morning."
Flash Flooding is the leading cause of severe weather-related deaths in the U.S. and according to Texas DPS more than 50% of flood-related drownings happen in vehicles.
But they say there are many steps people can take to protect their families and their property.
"If you live in an area that has had a lot of rain lately like we have and then you get a hard rain from midnight to noon or 3 to 3, if you get a half of day of nothing but rain, you are going to have flooded areas and that's when people need to be on their toes and pay attention to roadways," said, DPS Trooper, Mark Tackett.
Insurance experts said getting flood insurance is easy almost anywhere you live. But a lot of people just don't think about it until it's too late.
"My office, is in a non flood zone, my home is in a non flood zone, that doesn't keep me from having a flood. That means I'm less likely too, but I don't want to be the first to find out. So for $300 a year, we can cover your home, you can protect your home," Rake explained.
Emergency crews want everyone to remember how important it is to think safety during hazardous times.
"The best thing to do when you come upon a flooded area where you're trying to pass through on a road way, is turn around and go the other direction," Tackett said.