Car stuck in Sherman home

By: Emi FitzGerald Email
By: Emi FitzGerald Email

SHERMAN, TX -- A Sherman family's car is in a tough spot, literally after an accident last week. Patrice Phillips says what they thought would be a quiet night, turned into a bizarre situation. One of the family cars is totaled, and stuck in their home.

"We heard a loud noise which knocked the window right here,” Phillips says.

Shards of glass litter the front porch of this home on Houston St. Boards are splintered as a car is lodged in the front beam of the house.

"We were in the living room watching television and we just heard a boom so we all hit the floor."

Phillips says on Friday night a white SUV ran off the road, and into the porch, hitting the parked car. A tow truck was able to remove the SUV, but the car is still there. It is stuck in a beam. A wheel is so close to the foundation, they are afraid if they remove the car, the house will collapse.

"This is how our Christmas is going to be, right like this."

Police say the driver was arrested for drinking and driving and minor in possession.

Phillips is just glad her family is safe.

"People don't need to drink and drive. That's the most important thing. Or let other people drive their vehicles that are not on their policies. And it's very sad that we have to go through something like this, and it's a total loss."

Their landlord has been by to survey the damage, but it will take time before the insurance companies can sort everything out.

The passenger car stuck in the house belongs to her nephew who only had it for about four months before the accident.

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  • by Insurance Agent Location: Oklahoma on Dec 19, 2007 at 02:02 PM
    This dwelling wouldn't be eligible for Homeowner's insurance - becuse it is rented. It would need "Tenant occupied" insurance. If the SUV wasn't stolen and IF there is insurance on it - the auto insurance MIGHT pay - unless there is a clause that get the auto insurance out of it. And consider this. The one auto is probably totaled, and the home - if it isn't totaled, will need extensive repair. Most people only carry 25/50/25 in Oklahoma. So there is only $25,000 for property damage. How much is the car worth, and how much is the damage to the house going to come to? If it is more than $25,000 - someone is going to loose out! What ashame. Good luck to the tenants, home onwer and car owner.
  • by Jesica Location: Sherman, Tx on Dec 18, 2007 at 05:13 PM
    I just thought that I would say that i'm sorry for her, but i was living in the same house bot even a year ago or little over a year. And I am kind of glad it's not me but i wish it wasn't her. I wish I could tell her that i'm sorry for the house but i really can't.
  • by Anonymous on Dec 18, 2007 at 03:15 PM
    Why should homeowner's insurance have to cover this? I think the auto insurance (of the person who drove the SUV) should have to pay for it... if they had insurance at all, that is.
  • by Insurance Agent Location: Oklahoma on Dec 18, 2007 at 01:20 PM
    OK - that Landlord should looking over his insurance policy. He probably has coverage to get this family in a decent home. What does the Texas Dept of Health think about the familiy living in a home in this condition??
  • by BOOTSY Location: SHERMAN on Dec 18, 2007 at 10:05 AM
  • by ashamed Location: oklahoma on Dec 18, 2007 at 08:32 AM
    my sister was the minor in possession.. and she's a freak'n idiot. I'm glad she spend the night in jail. and I hope it scared the H*ll out of her.
  • by dave Location: sherman on Dec 18, 2007 at 06:56 AM
    just throw some lights over the car and call it good
  • by Lynn Location: Sherman on Dec 18, 2007 at 06:48 AM
    Hey, you guys missed a major news story! A Sherman woman was arrested in Collin Co. for leaving her 2 small kids in the car on the side of the highway after it ran out of gas!!! Where is your coverage of this? It's in the Dallas Morning News this am...
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