06-27-06 - The travel industry of America is forecasting that Americans will take more than 325 million leisure trips this summer. Many travelers will opt to use a rental car.

When you’re packing up the rented minivan for a trip with the kids, remember if anything happens to the vehicle when you leave the lot, it 's you - not the rental company - who could be liable. That’s where insurance comes into play.

Even if you already have coverage on your vehicle, you still may want to purchase a separate plan from the rental company. The reason - many of them don’t carry a deductible, and if you’re in an accident, the coverage can kick in immediately. That means no out of pocket costs for you. However, that’s generally not the case with your personal insurance plan.

Vacations should be a time to relax. Taking the insurance on your rental car may give you that extra piece of mind to let you do so.