July 28, 2016

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Holiday Shopping Safety

General Shopping Safety Tips

The most frequent crimes committed in and around shopping malls at this time and throughout the year are credit card theft, credit card fraud, theft of vehicles and theft from vehicles. Below are just a few suggestions for keeping yourself, your gifts, and your money safe during the holiday shopping season.

1. Do not put packages into your car (trunk or back seat) and then return to the mall. One of the most common criminal ploys is to wander around a parking lot as though looking for one's car. In reality, that poor lost shopper may actually be a criminal waiting to see someone place packages in their car. Put excess bags in a locker, use a cart, or ask stores to hold packages until you are ready to leave.

2. Keep packages hidden in the trunk when you go from one store to the next. Bags in the back seat can be like candy to a baby for a criminal - irresistible.

3. Lock your doors, even if leaving for only a moment. Use a security device (such as a steering wheel lock or alarm) if you have one. Car thieves are criminals of opportunity; they take the cars that are easiest to steal.

4. Do not throw away credit card receipts. They can be stolen and your number lifted.

5. Do not leave your purse or your jacket with the wallet in the pocket unattended for even a moment. Do not put them in a cart, on the back of a chair while eating or on a dressing room hook, where they can be easily stolen. Keep wallets in your pant pocket, and put your purse between your feet on the floor or on your lap. Hang your belongings on a back wall hook when in a dressing room.

6. Do not ever leave your purse open, where a pickpocket can easily reach in and steal your wallet.

7. Do not have your arms completely filled when going to your car, especially if it is late, dark, and few people are around. You should have one hand free. Pull your car up to the entrance to load your bags if you have too much to carry.

Shopping Safe With Your Child
Shopping carts: Take a wet wipe with you each time you shop, and wipe down the shopping cart handle (and all around the edges of the cart where your children are likely to place hands or mouths) before anyone touches it.

Don't allow your children to stand up in the shopping cart, to climb up the side of it, or to run with it through the parking lot. Make sure all small children are securely buckled in at all times. A fall from a cart can cause a serious injury. Never leave your child alone in a cart, even for a moment. It only takes a moment for a stranger to disappear with your child or for your child to fall out.

In the parking lot: Watch out for small children behind and in front of large vehicles. Take an extra moment to make sure that no small children are lagging behind their family members just as you are backing up your vehicle or preparing to go forward. Never leave your children alone on the parking lot, never leave them in a running vehicle by themselves, never leave them in the car on a warm day, and never let them run through the parking lot. Keep your children right beside you at all times in parking lots.

Clothing racks (and dangerous stacks of merchandise): Don't allow children to play underneath clothing racks, either the round ones in the middle of the store, or the ones fastened to a wall or divider. Should the rack suddenly topple or come loose, the weight of the clothing could cause a serious injury or death.

Store bathrooms, water fountains, and pay phones: In store bathrooms, always make sure toilet seats are clean before sitting down. Don't allow your children to push paper towel into the garbage cans; some children have been injured by something sharp or

potentially dangerous (such as a needle) hiding in the paper. If you stumble across waste or blood in the bathroom, do not allow the child to touch any of it (wash the child's hands with soap and warm water immediately!). Make it a rule that everyone's hands (yours, too!) are washed thoroughly with soap before leaving the bathroom, whether you've had to use the toilet or not.
Do not let your children put their mouths directly on water fountains while taking a drink. Bacteria can survive on metal for several minutes. Avoid checking pay telephones for change, and don't allow your child to do it, either. Cases have been reported of needles being left in the change slot.

Leaving your child: A good policy is to just never leave your child alone, even for a few minutes. Never leave your child in one part of the store while you shop in another. And don't expect any child younger than baby-sitting age to properly watch your young children for you. It only takes a moment for a professional kidnapper to walk off with your child forever, or for your child to get into something that's dangerous. A 9-year-old who can watch the baby in the playpen at home simply isn't old enough to handle an attempted abduction, a choking baby, or a locked car door.

Credit Card Safety
Check to see you've been given back your card once you've paid for what you bought.

You've got to be smart if you shop by phone. Get the facts. Make sure the guy on the phone is legitimate. And if you have a question, ask before giving your credit card number to anyone.
Watch your credit card slip being filled out, and make sure it's not passed through the machine more than once. Ask for your carbons.
Destroy the carbons, but keep your credit card receipts and check them against monthly bills.
Destroy every credit card that's out of date. Cut it in half. Throw it away. Get rid of it.

Make a list of your major credit cards, their account numbers and the phone numbers to call if cards are lost.

If you get ripped off, or just lose track of any credit card, call your bank fast.

If you can select your own Personal Identification Number (PIN) to access an automated teller machine, stay away from your date of birth, social security number or address. If you lose your wallet with your card in it, these are the first ones a criminal would try. Use something personal, like an old address or a friend's birthday that you can remember easily and doesn't appear on any credit cards you carry. Don't write your PIN on the bank card or on a slip of paper in your wallet.

Online Shopping Tips
Trust your instincts. If you don’t feel comfortable buying or bidding on an item over the web, or if you feel pressured to place your order immediately, maybe you shouldn’t.

  • Be knowledgeable about web-based auctions. Take special care to familiarize yourself not only with the rules and policies of the auction site itself but with the legal terms (warranties, refund policy, etc.) of the seller’s items that you wish to bid on.

  • Double check pricing. Whether the product is being sold as new or used, be suspicious of prices that are too good to be true. Also consider carefully whether you may be paying too much for an item, particularly if you’re bidding through an auction site. You may want to comparison shop, online or offline, before you buy.

  • Find and read the privacy policy. Read the privacy policy carefully to find out what information the seller is gathering from you, how the information will be used, and how you can stop the process. If a site does not have a privacy policy posted, you may not want to do business with that site. If it does have a privacy policy, there will probably be a link to it from the seller’s home page.

  • Review the return, refund, and shipping and handling policies as well as the other legal terms. If you can’t find them, ask the seller through an Email or telephone call to indicate where they are on the site or to provide them to you in writing.

  • Check that the Internet connections are secure before you give your payment information.

  • Use the safest way to pay on the Internet. Pay for your order using a credit card.

  • Print the terms. You should print out and date a copy of terms, conditions, warranties, item description, company information, even confirming e-mails, and save them with your records of your purchase.

  • Insure the safe delivery of your item. If you’re concerned about the safety of your package if there’s no one home to receive it, ask whether you can specify that the shipper must receive a signature before leaving the package. Or, it may be safer to have the package delivered to your office.

  • Inspect your purchase. Look at your purchase carefully as soon as you receive it. Contact the seller as soon as possible if you discover a problem with it. Tell the seller in writing about any problem that you are concerned with, ask for a repair or refund, and keep a copy of your correspondence.